Mortgage Rate Articles

Mortgage rates drop to lowest level since 2013

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The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($453,100 or less) decreased to 4.96 percent, the lowest level since September, from 5.08 percent, with points increasing to 0.48 from 0.44 (including the origination fee) for loans with 20 percent down payments.

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In May 2013, the rate was 3.51 percent. With a $250,000 mortgage, today’s low rates would mean monthly payments of roughly $870 for a person with an excellent credit score.

This week mortgage applications decreased 0.6% compared to last week while all mortgage rates have decreased to their lowest level since June 2013. After four months of high mortgage rates, this week, according to Freddie Mac, all mortgage rates have decreased to the lowest level we have seen since.

For fourth consecutive week, mortgage rates took a dip, as the 30-Year Fixed rates touched the lowest levels since June of last year. 15-Year Fixed rates touched the lowest levels since October 2013. The continued decline in mortgage rates is being attributed to less than stellar economic reports.

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Rates on 30-year fixed-rate mortgages dropped to their lowest level since the end of June, amid speculation that the Fed would delay winding down its stimulus program.

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The #1 shared article for mortgages over the last week is The Wall Street Journal’s post from October 15th: Mortgage Rates Fall To Lowest Level Since June 2013. Mortgage rates hitting a 16-month low last week is causing a stir, at least in social media. Declining interest rates present another good opportunity to buy a home, or refinance a.

It’s the lowest 30-year rates have been since late May 2013 and a full three-quarters of a percent below what 30-year mortgages were averaging one year ago this week. The average on 15-year fixed-rate mortgages also fell this week to its lowest point over the same 20-month stretch, dropping to an average of 2.93 percent.

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Mortgage Rates Dropping The 30-year fixed-rate. highest level since the fall of 2016. “While the housing market has faced many head winds the last few months, it sailed through the turbulence to calmer seas with demand.

On the back of "underwhelming" economic news, the average rate for the popular 30-year fixed-rate mortgage just dropped to 3.89%, the lowest reading since May 2013, according to a Thursday.

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